River City Capital launched in November 2010 as an affiliate of Community LIFT. River City is a local Community Development Financial Institution (CDFI), certified by the U.S. Department of Treasury. CDFIs expand access to small business capital, credit, and technical assistance in underserved and previously disinvested communities. We lead the way in the Memphis-Shelby County area with a neighborhood-level economic development approach. Our loan options are custom tailored to meet your lending needs both now and into the future whether as a startup or an existing business. We invite you to complete our streamlined application today! Let's unlock more for your business to grow and prosper!
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RIVER CITY LAUNCHPAD
Up to $50,000
For Businesses < 2 yrs
Working Capital
Equipment Purchases
Vehicle Purchases
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RIVER CITY ACCELERATOR
Up to $250,000
For Businesses > 2 yrs
Working Capital
Equipment Purchases
Vehicle Purchases
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NEIGHBORHOOD IMPACT
Up to $250,000
For Local Neighborhood Organizations
Working Capital
Equipment Purchases
Vehicle Purchases
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CHART THE COURSE
Up to $250,000
For Local Charter Schools
Working Capital
Fund Upfront Expenses
Grow Student Enrollment
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RIVER CITY REAL ESTATE
Nonspeculative
Up to $250,000
For Acquisitions and Renovations
Up to 120 Month Terms
Owner & Non-Owner Occupied & Commercial
Up to 85% Loan to Values
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CONTRACTORS
Up to $250,000
For Contractors & Subcontractors
Progressive Billing Available
Fund Upfront Expenses
Compete For More Contracts
The River City Capital Advantage
Risk-Free Application
Submit an application risk-free and with no impact on your credit score.
Quick, Easy Process
Our simple application process helps you get funding quickly for your business.
Personal Touch
A River City Capital representative will help you through the process to secure funding.